@font-face{font-family:Jakarta;src:url('/assets/fonts/jakarta-400.woff2') format('woff2');font-weight:400;font-display:swap}@font-face{font-family:Jakarta;src:url('/assets/fonts/jakarta-600.woff2') format('woff2');font-weight:600;font-display:swap}@font-face{font-family:Jakarta;src:url('/assets/fonts/jakarta-700.woff2') format('woff2');font-weight:700;font-display:swap}
:root{--ink:#162333;--navy:#102a43;--blue:#2858e8;--glacier:#eaf1ff;--muted:#5c6878;--line:#e4e8ee;--paper:#f5f6f8;--green:#167366;--red:#b42332;--max:1280px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:#fff;color:var(--ink);font-family:Jakarta,Arial,sans-serif;font-size:15px;line-height:1.65;-webkit-font-smoothing:antialiased}button,input,summary{font:inherit}a{color:inherit;text-underline-offset:4px}button,a,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{opacity:.5;cursor:not-allowed}:focus-visible{outline:3px solid #6e95ff;outline-offset:5px}.skip{position:absolute;top:-80px;z-index:100;background:#fff;padding:14px}.skip:focus{top:0}.site-header{height:96px;background:#fff;position:relative;z-index:20}.header-inner{max-width:1400px;height:100%;margin:auto;padding:0 48px;display:flex;align-items:center;gap:36px}.brand{display:inline-flex;align-items:center;gap:11px;line-height:1.05;font-size:19px;font-weight:700;letter-spacing:-.8px;text-decoration:none;flex-shrink:0}.brand-glyph{font-size:48px;letter-spacing:-5px;color:var(--blue);margin-right:5px;line-height:1}.desktop-nav{display:flex;gap:30px;margin-left:auto}.desktop-nav a{text-decoration:none;font-size:13px;font-weight:600}.desktop-nav a:hover{color:var(--blue)}.button,button{border:0;display:inline-flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;background:var(--blue);color:#fff;border-radius:9px;padding:15px 24px;font-size:13px;font-weight:600;line-height:1.5;transition:background-color .18s,box-shadow .18s}.button:hover,button:hover{background:#1744ca}.nav-cta{padding:13px 20px;font-size:12px}.mobile-menu{display:none}.hero{position:relative;isolation:isolate;margin:0 24px;background:var(--navy);border-radius:18px;min-height:650px;color:white}.hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 55%;border-radius:18px;z-index:-2}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,28,47,.65) 0%,rgba(10,28,47,.1) 65%,transparent 100%);border-radius:inherit;z-index:-1}.hero-inner{max-width:var(--max);margin:auto;position:relative;padding:90px 40px 118px;min-height:650px}.hero-copy{max-width:670px}.hero-tag{display:block;font-size:12px;margin-bottom:26px;color:#e1e9f4}.hero h1{font-size:clamp(54px,5.5vw,84px);line-height:1.04;font-weight:600;letter-spacing:-4.5px;margin:0 0 28px}.hero-copy>p{font-size:17px;color:#e2e8ef;line-height:1.75;max-width:450px;margin-bottom:32px}.light-button{background:#fff;color:var(--ink);padding:17px 23px}.light-button:hover{background:var(--glacier)}.light-button span{font-size:20px}.hero-reassurance{display:block;color:#dae4f0;font-size:10px;margin-top:19px}.cash-overview{background:#fff;color:var(--ink);padding:24px 28px 20px;border-radius:16px;box-shadow:0 20px 65px #0b21332b;max-width:414px;width:100%}.hero .cash-overview{position:absolute;right:40px;bottom:-48px}.overview-top{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:11px;font-weight:600}.overview-top>span:first-child{display:flex;align-items:center;gap:8px}.overview-top i{width:7px;height:7px;border-radius:50%;background:var(--green)}.period-pill{font-weight:400;font-size:10px;color:var(--muted);background:var(--paper);padding:4px 9px;border-radius:20px}.overview-label{font-size:11px;color:var(--muted);margin:22px 0 0}.cash-overview>strong{font-size:36px;line-height:1.45;letter-spacing:-1.5px;font-weight:600;font-variant-numeric:tabular-nums}.chart-box{margin:12px 0 20px}.chart-box svg{width:100%;height:95px;display:block;overflow:visible}.chart-legend{display:flex;justify-content:space-between;color:var(--muted);font-size:9px;margin-top:7px}.overview-inputs{display:grid;grid-template-columns:1fr 1fr;gap:14px;border-top:1px solid var(--line);padding-top:17px}label{display:block;font-size:10px;font-weight:600;line-height:1.4;color:var(--muted)}input{display:block;width:100%;min-width:0;padding:11px 12px;margin-top:7px;color:var(--ink);font-size:13px;border:1px solid #d8dee7;background:#fff;border-radius:7px;font-variant-numeric:tabular-nums}input:focus{border-color:var(--blue);outline:2px solid #b9ceff;outline-offset:1px}.overview-note{font-size:9px;color:var(--muted);margin:9px 0 12px}.overview-link{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:10px;font-weight:600;text-decoration:none;color:var(--blue);padding-top:10px;border-top:1px solid var(--line)}.overview-link span{font-size:17px}.promise-strip{max-width:var(--max);margin:0 auto;padding:40px 480px 42px 40px;display:flex;gap:28px;font-size:10px;line-height:1.6;color:var(--muted)}.promise-strip span{min-width:110px}.promise-strip b{display:block;color:var(--ink);font-size:12px;font-weight:600}.worksheet{max-width:var(--max);margin:70px auto 0;padding:0 40px}.sheethead{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:34px}.section-label,.eyebrow{display:block;font-size:12px;color:var(--blue);font-weight:600;margin-bottom:17px;letter-spacing:0}.sheethead h2,.section-intro h2,.closing h2{font-size:46px;line-height:1.14;letter-spacing:-2px;font-weight:600;margin:0}.sheethead p{color:var(--muted);font-size:14px;margin:20px 0 0}.sheet-actions{display:flex;align-items:center;gap:8px;flex-shrink:0}.secondary{background:var(--paper);color:var(--ink)}.secondary:hover{background:#e8ecf2}.textbutton{background:transparent;color:var(--muted);font-size:11px}.textbutton:hover{background:var(--paper)}.workspace-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;border:1px solid var(--line);border-radius:16px;overflow:hidden}.table-side{min-width:0;padding:24px}.table-hint{font-size:11px;color:var(--muted);margin:0 0 18px}.tablewrap{overflow:auto;max-height:440px;scrollbar-width:thin;scrollbar-color:#c8d5e7 transparent}table{border-collapse:separate;border-spacing:0;width:100%;min-width:540px;text-align:right;font-size:12px}th{position:sticky;top:0;z-index:1;background:#f4f6f9;padding:13px 12px;font-weight:600;font-size:10px;color:var(--muted);border-bottom:1px solid var(--line)}th:first-child{text-align:left;border-radius:7px 0 0 7px}th:last-child{border-radius:0 7px 7px 0}td{padding:9px 12px;border-bottom:1px solid #eef1f5}td:first-child{text-align:left;white-space:nowrap;font-weight:600;color:#48566b;font-size:11px}td input{padding:8px 10px;text-align:right;min-width:95px;font-size:12px;border-color:transparent;background:#f7f9fc;margin:0;border-radius:5px}td input:hover{border-color:#c8d5e7}td:last-child{font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}.summary-panel{background:var(--glacier);padding:30px 25px;display:flex;flex-direction:column;align-items:stretch}.summary-panel>.section-label{color:var(--ink);margin-bottom:24px}.results>div{padding-bottom:25px}.results span{font-size:10px;color:#4f6380;display:block}.results strong{font-size:31px;letter-spacing:-1.3px;line-height:1.65;font-weight:600;font-variant-numeric:tabular-nums;display:block}.results>div+div{padding:20px 0;border-top:1px solid #cfdcf4}.results>div+div strong{font-size:24px}.results p{font-size:11px;line-height:1.7;color:#405a7b;min-height:74px;margin:4px 0 24px}.summary-panel button{font-size:11px;padding:14px 10px;margin-top:auto}.download-link{display:flex;justify-content:space-between;align-items:center;text-decoration:none;color:var(--blue);font-size:10px;padding:16px 0 0;font-weight:600}.download-link span{font-size:18px}.negative,#error{color:var(--red)}#error{font-size:12px;margin:10px 0 0}.tool-footnote{display:flex;gap:14px;color:var(--muted);max-width:900px;font-size:10px;line-height:1.8;margin-top:20px}.tool-footnote>span{font-size:23px;color:var(--blue)}.tool-footnote p{margin:0}.next{max-width:var(--max);padding:100px 40px 0;margin:auto}.section-intro{margin-bottom:40px}.paths{display:grid;grid-template-columns:1.15fr 1fr;gap:22px}.resource{border-radius:16px;text-decoration:none;padding:40px;display:flex;flex-direction:column;overflow:hidden}.resource-type{font-size:11px;font-weight:600;display:block;margin-bottom:22px}.resource h3{font-size:32px;font-weight:600;line-height:1.18;letter-spacing:-1.2px;margin:0 0 17px}.resource p{font-size:12px;max-width:330px;margin:0 0 25px;line-height:1.8}.resource-cta{font-size:11px;font-weight:600;display:flex;gap:22px;align-items:center}.resource-cta b{font-size:20px;font-weight:400}.resource-plan{background:#e8efff;color:#1c3570;position:relative;min-height:425px}.resource-plan>div:first-child{z-index:1;max-width:62%}.plan-preview{position:absolute;right:-38px;bottom:-30px;width:270px;background:white;box-shadow:0 15px 35px #38518b18;border-radius:14px;padding:28px;transform:rotate(-7deg);font-size:11px}.plan-preview>div:first-child{display:flex;justify-content:space-between;gap:15px}.plan-preview b{font-size:17px}.month-chips{display:flex;gap:5px;margin:28px 0 15px}.month-chips span{padding:9px;background:#f0f4ff;border-radius:5px;font-size:10px}.plan-preview p{line-height:2.8;color:#647086;margin-bottom:20px}.plan-preview strong{color:var(--blue)}.resource-relance{background:#f3f4f6;min-height:425px;position:relative}.resource-relance>p{max-width:290px}.mail-preview{background:white;border-radius:10px;padding:20px;margin:0 0 20px 50px;border:1px solid #e4e7ed;box-shadow:0 12px 24px #29364608;transform:rotate(3deg);max-width:330px}.mail-preview span{display:block;font-size:9px;color:#5f6c7d;border-bottom:1px solid var(--line);padding-bottom:12px}.mail-preview p{font-size:11px;margin:12px 0 0}.resource-software{grid-column:1/-1;background:var(--navy);color:#fff;display:grid;grid-template-columns:1fr 1fr;align-items:center;padding:48px}.resource-software p{color:#c5d3e6;max-width:350px}.software-names{display:flex;align-items:center;flex-wrap:wrap;gap:16px;justify-content:center}.software-names>span{background:#fff;border-radius:12px;color:var(--ink);font-size:23px;font-weight:700;padding:22px 28px;letter-spacing:-1px}.software-names>span:first-child{color:#12745d}.software-names>span:nth-child(2){color:#1265a5}.software-names small{width:100%;text-align:center;font-size:10px;color:#bbcadd;font-weight:400}.closing{max-width:1200px;padding:60px;background:#f4f7fd;border-radius:16px;margin:65px auto 100px;display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.closing p{font-size:15px;color:var(--muted);max-width:350px;margin:0 0 25px}.closing-link{display:block;margin-top:17px;font-size:11px;color:var(--blue)}.site-footer{background:#f5f6f8;padding:65px max(40px,calc((100% - 1200px)/2)) 24px}.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:35px}.footer-top>div>p{font-size:13px;color:var(--muted);line-height:1.9;margin-top:25px}.footer-top nav{display:flex;flex-direction:column;align-items:start;gap:13px;font-size:11px}.footer-top nav>span{font-size:12px;font-weight:600;margin-bottom:7px}.footer-top nav a{text-decoration:none;color:var(--muted)}.footer-top nav a:hover{color:var(--blue)}.footer-bottom{margin-top:55px;padding-top:24px;border-top:1px solid var(--line);display:flex;gap:40px;justify-content:space-between;font-size:9px;color:#657183}.footer-bottom p{margin:0;max-width:640px}.reading-layout{display:grid;grid-template-columns:220px minmax(0,740px);gap:80px;max-width:1200px;margin:65px auto 100px;padding:0 40px}.reading-nav{align-self:start;position:sticky;top:40px;padding-top:15px;display:flex;flex-direction:column;gap:18px;font-size:11px}.reading-nav>span{font-size:12px;font-weight:600;color:var(--ink);margin-bottom:3px}.reading-nav>a{color:var(--muted);text-decoration:none;line-height:1.6;padding-left:13px;border-left:2px solid var(--line)}.reading-nav>a:hover{border-color:var(--blue);color:var(--blue)}.reading-nav .reading-tool{background:var(--glacier);border:0;padding:20px;border-radius:10px;color:var(--ink);font-weight:600;margin-top:20px}.reading-tool span{display:block;margin-top:8px;font-size:10px;color:var(--blue);font-weight:400}.article{min-width:0}.article .back{display:block;color:var(--muted);font-size:11px;margin-bottom:35px;text-decoration:none}.article h1,.tool-intro h1{font-size:48px;line-height:1.14;letter-spacing:-2px;font-weight:600;margin:18px 0 25px}.article .lead{font-size:18px;line-height:1.8;color:var(--muted);margin-bottom:45px}.article h2{font-size:25px;line-height:1.35;letter-spacing:-.7px;font-weight:600;margin:0 0 18px}.article section{margin:40px 0}.article p{font-size:14px;line-height:1.95;color:#48566b}.article>.source{border-top:1px solid var(--line);padding-top:25px;margin-top:45px;font-size:11px}.article .actions{display:flex;flex-wrap:wrap;gap:20px;align-items:center;margin-top:30px;font-size:11px}.article .actions .button{font-size:12px}.article .eyebrow{font-size:10px;color:var(--muted)}#bfr{background:var(--glacier);padding:30px;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;border-radius:14px;margin:35px 0}#bfr input{background:#fff;font-size:15px}#bfr button{grid-column:1/-1;justify-self:start}#bfr output{grid-column:1/-1;font-size:28px;letter-spacing:-1px;font-weight:600}.tool-intro{max-width:var(--max);padding:65px 40px 10px;margin:auto;display:grid;grid-template-columns:1fr 414px;gap:80px;align-items:center}.tool-intro h1{font-size:55px}.tool-intro>div:not(.cash-overview)>p{color:var(--muted);font-size:16px;max-width:460px}.tool-intro+.worksheet{margin-top:70px}
@media(min-width:1600px){.hero-inner{padding-top:120px;min-height:740px}.hero .cash-overview{right:40px;bottom:-40px}.hero-photo{object-position:center 52%}}
@media(max-width:1100px){.header-inner{padding:0 30px;gap:25px}.desktop-nav{gap:18px}.desktop-nav a{font-size:11px}.hero h1{font-size:64px}.hero-copy{max-width:540px}.hero .cash-overview{right:28px;max-width:360px;bottom:-95px}.hero-inner{padding:70px 35px 150px;min-height:610px}.hero-copy>p{max-width:390px}.promise-strip{padding:35px 405px 25px 40px;gap:15px}.promise-strip span{min-width:80px}.promise-strip b{font-size:10px}.promise-strip{font-size:9px}.worksheet{margin-top:110px}.workspace-layout{grid-template-columns:minmax(0,1fr) 260px}.table-side{padding:18px}.sheethead h2,.section-intro h2,.closing h2{font-size:39px}.resource{padding:30px}.plan-preview{right:-75px;width:250px}.resource h3{font-size:28px}.closing{margin-left:40px;margin-right:40px;padding:40px;gap:40px}.reading-layout{gap:40px;grid-template-columns:180px minmax(0,1fr)}.tool-intro{gap:40px;grid-template-columns:1fr 360px}.tool-intro h1{font-size:44px}}
@media(max-width:800px){.site-header{height:78px}.header-inner{padding:0 22px;gap:15px}.brand{font-size:16px;gap:8px}.brand-glyph{font-size:39px}.desktop-nav{display:none}.nav-cta{margin-left:auto;font-size:10px;padding:11px 13px}.mobile-menu{display:block}.mobile-menu summary{list-style:none;font-size:12px;cursor:pointer;padding:12px 0 12px 8px}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{position:absolute;left:0;right:0;top:78px;background:#fff;box-shadow:0 18px 25px #102a4320;padding:25px;display:flex;flex-direction:column;gap:20px}.mobile-menu nav a{text-decoration:none;font-size:14px}.hero{margin:0 12px;min-height:0}.hero-inner{padding:45px 26px 0;min-height:0}.hero-copy{max-width:none;padding-bottom:45px}.hero h1{font-size:57px;letter-spacing:-2.8px}.hero-tag{font-size:10px;margin-bottom:24px}.hero-copy>p{font-size:14px;max-width:370px}.hero .cash-overview{position:relative;right:auto;bottom:auto;max-width:none;transform:translateY(20px);margin-top:15px}.hero-photo{object-position:68% center}.hero:after{background:linear-gradient(90deg,rgba(9,25,43,.8),rgba(9,25,43,.25))}.hero-reassurance{font-size:9px;max-width:310px}.hero .light-button{font-size:11px;padding:14px 17px;gap:15px}.promise-strip{padding:50px 30px 15px;gap:20px;justify-content:space-between;font-size:9px}.promise-strip span{min-width:0;max-width:130px}.promise-strip b{font-size:10px}.worksheet{margin-top:55px;padding:0 25px}.sheethead{flex-direction:column;align-items:start;gap:20px;margin-bottom:23px}.sheethead h2,.section-intro h2,.closing h2{font-size:35px;letter-spacing:-1.4px}.sheethead p{font-size:12px;margin-top:16px}.sheet-actions{gap:0;flex-wrap:wrap}.sheet-actions button{padding:11px 15px;font-size:10px}.workspace-layout{display:flex;flex-direction:column}.summary-panel{order:-1;padding:22px}.summary-panel>.section-label{margin-bottom:13px;font-size:11px}.results{display:grid;grid-template-columns:1fr 1fr;gap:10px}.results>div,.results>div+div{padding:0;border:0}.results strong{font-size:26px}.results>div+div strong{font-size:22px}.results span{font-size:9px}.results p{grid-column:1/-1;min-height:0;margin:6px 0 15px;font-size:10px}.summary-panel button{align-self:start;padding:12px 17px;font-size:10px}.download-link{align-self:start;gap:20px;font-size:10px}.table-side{padding:18px 12px}.table-hint{font-size:10px;padding:0 6px}.tablewrap{max-height:365px}.tool-footnote{font-size:9px}.next{padding:65px 25px 0}.paths{grid-template-columns:1fr;gap:18px}.resource-plan{min-height:355px}.resource-plan>div:first-child{max-width:67%}.plan-preview{right:-48px;width:220px}.resource{padding:28px}.resource-relance{min-height:0}.resource h3{font-size:29px}.resource p{font-size:11px}.resource-software{grid-template-columns:1fr;gap:30px}.software-names{justify-content:flex-start;gap:12px}.software-names>span{font-size:21px;padding:20px 25px}.software-names small{text-align:left}.closing{grid-template-columns:1fr;margin:35px 25px 65px;padding:30px;gap:25px}.closing p{font-size:13px}.section-label{font-size:11px}.footer-top{grid-template-columns:1fr 1fr;gap:35px 20px}.site-footer{padding:40px 25px 24px}.footer-bottom{flex-direction:column;gap:15px;margin-top:35px}.reading-layout{display:flex;flex-direction:column;padding:0 25px;margin:35px auto 65px;gap:30px}.reading-nav{position:static;order:1;background:var(--paper);padding:25px;border-radius:12px}.article .back{margin-bottom:25px}.article h1{font-size:37px;letter-spacing:-1.5px}.article .lead{font-size:16px;margin-bottom:30px}.article h2{font-size:23px}.article p{font-size:13px}.article section{margin:32px 0}#bfr{grid-template-columns:1fr;padding:25px;gap:16px}#bfr output{font-size:24px}.tool-intro{grid-template-columns:1fr;padding:35px 25px 0;gap:30px}.tool-intro h1{font-size:42px}.tool-intro>.cash-overview{max-width:none;box-shadow:0 8px 35px #102a4314;border:1px solid var(--line)}.tool-intro+.worksheet{margin-top:55px}.tool-intro>div:not(.cash-overview)>p{font-size:14px}}
@media(max-width:380px){.nav-cta{display:none}.mobile-menu{margin-left:auto}.hero h1{font-size:49px}.cash-overview{padding:22px 18px}.hero-inner{padding-left:20px;padding-right:20px}.overview-inputs{gap:9px}.overview-inputs input{font-size:11px;padding:10px 7px}.promise-strip{padding-left:22px;padding-right:22px;gap:15px}.resource h3{font-size:26px}.plan-preview{right:-80px}.resource-plan>div:first-child{max-width:76%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}